Private Insurance in California that covers IPP

[goose1235]

To be specific, Im in San Diego. I have surgery scheduled in summer, but Im about to switch insurance once Im off my moms plan because I hit 26. Employers insurance sucks and doesnt cover implants. Im deciding to go down the expensive private insurance route and funding it by selling off the little I have in investment (about 5k).

Which insurance should I go with? Aetna, BCBS? I want a relatively smooth process. I heard that sometimes insurance companies dont allow you to get a major surgery like this as a new member until some time has passed. How long is that wait expected?

Relatedly, I’m also getting surgery done with Darshan Patel at UCSD. Seems quite knowledgeable, but wondering if anyone has experience with him. Only met one person here that did their surgery with him, went well apparently.

Thanks for your help

[LastHope]

Cigna and Aetna will evade and attempt to avoid covering Penile Implants. They stand out as the worst insurance companies for ED patients

[HikerMan]

To be specific, Im in San Diego. I have surgery scheduled in summer, but Im about to switch insurance once Im off my moms plan because I hit 26. Employers insurance sucks and doesnt cover implants. Im deciding to go down the expensive private insurance route and funding it by selling off the little I have in investment (about 5k).

Which insurance should I go with? Aetna, BCBS? I want a relatively smooth process. I heard that sometimes insurance companies dont allow you to get a major surgery like this as a new member until some time has passed. How long is that wait expected?

Relatedly, I’m also getting surgery done with Darshan Patel at UCSD. Seems quite knowledgeable, but wondering if anyone has experience with him. Only met one person here that did their surgery with him, went well apparently.

Thanks for your help

Hi, Goose.

Blue Shied covered me almost 100% in California.

[jwdetails]

Hi Goose, I had my implant removal and replacement surgery with Dr. Patel and recommend him very very highly. Very knowledgable, detail oriented, and does what he can to optimize YOUR outcome!

I think there are a few people on FT that have had surgery or considering surgery with him, haven't seen any red flags. Dr. Goldstein (also in San Diego) has a lot of experience and did my initial surgery, but his ego (and cash pay) is something else, especially after I spent so much money on shockwave and other treatments with him. If I had to do it again, I would have had Dr. Patel do my surgery from the beginning.

In regards to insurance coverage, BC PPO covered 100% of my revision surgery with Dr. Patel at UCSD.

[goose1235]

Hi Goose, I had my implant removal and replacement surgery with Dr. Patel and recommend him very very highly. Very knowledgable, detail oriented, and does what he can to optimize YOUR outcome!

I think there are a few people on FT that have had surgery or considering surgery with him, haven't seen any red flags. Dr. Goldstein (also in San Diego) has a lot of experience and did my initial surgery, but his ego (and cash pay) is something else, especially after I spent so much money on shockwave and other treatments with him. If I had to do it again, I would have had Dr. Patel do my surgery from the beginning.

In regards to insurance coverage, BC PPO covered 100% of my revision surgery with Dr. Patel at UCSD.

Thank you! Dr. Patel does seem very knowledgeable. Goodside bedside manner as well. I talked to Dr. Goldstein once, but yes, interesting personality.