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Health Insurance Coverage

Posted: Mon Sep 30, 2024 8:24 am
by ragingbull
If anyone here has had their Penile Implantation surgery covered by a commercial (non-government) health insurance plan in the US, could you please share the name of your insurance provider? I want to make the right choice for the upcoming year.

Re: Health Insurance Coverage

Posted: Mon Sep 30, 2024 5:55 pm
by wilsonmill
BCBS I am sure there are different levels but I have had 2 implants with them thru my company's insurance

Re: Health Insurance Coverage

Posted: Tue Oct 01, 2024 11:27 am
by ragingbull
wilsonmill wrote:BCBS I am sure there are different levels but I have had 2 implants with them thru my company's insurance


Thank you! Is BCBS good with processing revision claims as well?

Re: Health Insurance Coverage

Posted: Tue Oct 01, 2024 12:58 pm
by wilsonmill
I had no issues with the revision, paid my deductible and the rest was taken care of. I did check with my surgeon/ urologist before hand though. Didn't want a $60k surprise. Next July is Medicare, sounds like by what I have read on FT folks on Medicare have no issues getting a implant done.. hopefully won't need another.

Re: Health Insurance Coverage

Posted: Tue Oct 01, 2024 4:18 pm
by ragingbull
wilsonmill wrote:I had no issues with the revision, paid my deductible and the rest was taken care of. I did check with my surgeon/ urologist before hand though. Didn't want a $60k surprise. Next July is Medicare, sounds like by what I have read on FT folks on Medicare have no issues getting a implant done.. hopefully won't need another.


Thank you Wilsonmill. Yes, hopefully you won't need another one and yes, Medicare is really the best for this procedure!

Re: Health Insurance Coverage

Posted: Tue Oct 01, 2024 6:42 pm
by Bigdog4all
Medicare is really the best for this procedure!


My $89K was all covered. Including my over night stay.

Re: Health Insurance Coverage

Posted: Wed Oct 02, 2024 3:30 pm
by ViaSwiss
Anthem BC/BS and United covered my implants with only minimal headache.

Ambetter would not cover at all.

I currently have Cigna, which I have heard is really difficult to get to pay and I've heard the same about Aetna. Dr Hakky confirmed the same.

The following message is from Hakky when I asked...

Hi ViaSwiss
I would avoid AETNA and CIgna. They like to not pay. Safe insurance BCBS and United and Humana.
T

Re: Health Insurance Coverage

Posted: Wed Oct 02, 2024 5:46 pm
by ragingbull
ViaSwiss wrote:Anthem BC/BS and United covered my implants with only minimal headache.

Ambetter would not cover at all.

I currently have Cigna, which I have heard is really difficult to get to pay and I've heard the same about Aetna. Dr Hakky confirmed the same.

The following message is from Hakky when I asked...

Hi ViaSwiss
I would avoid AETNA and CIgna. They like to not pay. Safe insurance BCBS and United and Humana.
T


This is great information. Much appreciated.
So, BCBS, Humana, and UnitedHealthcare, correct? Is "Safe Insurance" the fourth company, or was he suggesting these are safer options?

Re: Health Insurance Coverage

Posted: Mon Oct 07, 2024 12:13 pm
by ViaSwiss
This is great information. Much appreciated.
So, BCBS, Humana, and UnitedHealthcare, correct? Is "Safe Insurance" the fourth company, or was he suggesting these are safer options?


Safe insurances: BCBS, United, Humana