Seriously?
Posted: Wed Apr 27, 2016 10:59 pm
I have a hard time understanding how some people manage to just pop into a doctor who off the cuff states you might want to consider an implant, a few weeks later you have it installed and all is jolly. Getting one was a battle and again getting a revision is too. Dr. Kramer told me United Healthcare is a problem for him and to call Connie to see if it were possible. I did. I have talked to Connie who gave me the codes to give my insurer, United Healthcare who I have had for decades. The response was:
Based on the average payout for a replacement revision and comparing to the cost of my original implant and given that Dr. Andrew Kramer is not a United Healthcare provider, my expected out of pocket cost for the procedure code can be expected to be around $23,900. $5900 of it is an out of network provider deductible,the rest is projected copay. I have $0 copay and $0 deductible for any United Healthcare network provider once I've met a $2950 annual deductible which I did 01/04/16. Based on this I must expect to be out $20 grand plus expenses to use Kramer. They suggested I go back to Milam again who refuses to do scrotal, who does not communicate, has nasty staff, word I've received from others who went back to see him for a revision, he says nothing is wrong with their implant so he will not do anything. Back to calling doctors. I was ready for Kramer to do it at his earliest convenience. My wife was already pricing hotels last night.
I know the suggestion is going to be like it always was, find another insurer, pay out of pocket or let Medicare take care of it. Again I have 8 years to go to be Medicare eligible, not an option though a dozen here on Ft have suggested it to me. I've spent DAYS seeking insurance quotes last winter and every policy any broker can find offers 20% less coverage for more than the $25,000 a year my plan costs. ( me only). United Healthcare based their information on the average billed cost ( by their experience records) for a replacement revision to with the procedure codes given me by Dr. Kramer's office to be $94,000. That is a lot of jack to pay for a revision but considering the fuck-up implant was well over $70k not a surprise. Out of pocket still cheaper than Eid numbers but damn. Every policy quoted to me was quoted that they could not tell me if an implant was covered until I bought and received the actual policy.
AMS/Boston Scientific suggested I see another doc in Nashville for the revision. The guy says they send everyone to him for second opinions. His name escapes me now but I did a search on FT and his name only came up one time and he did do a revision on a Milam implant for that person. With the experiences I had in that town compared to other hospitals I've been in, I am not sure I would go to even Eid or Kramer if they were in Nashville. Everything I've ever had to do with that town sucked including a franchise I bought for $65,000 there in 1999 and the company filed chapter 11 a month after delivering my first partially filled order and cashing my check.
This s**t is really starting to suck again.
Wife and I tried another round of coitus last night. Long marathon. Did not do much for me but I had some fun trying as it did not fold up on me for a change. Still no feeling in my dick and it is obvious I am playing with a shortened ground down pencil in a washtub compared to before implant. Wife said last night it was "o.k.". This morning she said it did little for her because the girth and length I used to have are not there. She went further to say if we do not find a way to get the size back she doubts it will ever do anything for her again. Damn I spoiled that woman good for too many years!
Earlier today I was looking forward to posting that I was scheduling the revision. Fucking downer days.
Based on the average payout for a replacement revision and comparing to the cost of my original implant and given that Dr. Andrew Kramer is not a United Healthcare provider, my expected out of pocket cost for the procedure code can be expected to be around $23,900. $5900 of it is an out of network provider deductible,the rest is projected copay. I have $0 copay and $0 deductible for any United Healthcare network provider once I've met a $2950 annual deductible which I did 01/04/16. Based on this I must expect to be out $20 grand plus expenses to use Kramer. They suggested I go back to Milam again who refuses to do scrotal, who does not communicate, has nasty staff, word I've received from others who went back to see him for a revision, he says nothing is wrong with their implant so he will not do anything. Back to calling doctors. I was ready for Kramer to do it at his earliest convenience. My wife was already pricing hotels last night.
I know the suggestion is going to be like it always was, find another insurer, pay out of pocket or let Medicare take care of it. Again I have 8 years to go to be Medicare eligible, not an option though a dozen here on Ft have suggested it to me. I've spent DAYS seeking insurance quotes last winter and every policy any broker can find offers 20% less coverage for more than the $25,000 a year my plan costs. ( me only). United Healthcare based their information on the average billed cost ( by their experience records) for a replacement revision to with the procedure codes given me by Dr. Kramer's office to be $94,000. That is a lot of jack to pay for a revision but considering the fuck-up implant was well over $70k not a surprise. Out of pocket still cheaper than Eid numbers but damn. Every policy quoted to me was quoted that they could not tell me if an implant was covered until I bought and received the actual policy.
AMS/Boston Scientific suggested I see another doc in Nashville for the revision. The guy says they send everyone to him for second opinions. His name escapes me now but I did a search on FT and his name only came up one time and he did do a revision on a Milam implant for that person. With the experiences I had in that town compared to other hospitals I've been in, I am not sure I would go to even Eid or Kramer if they were in Nashville. Everything I've ever had to do with that town sucked including a franchise I bought for $65,000 there in 1999 and the company filed chapter 11 a month after delivering my first partially filled order and cashing my check.
This s**t is really starting to suck again.
Wife and I tried another round of coitus last night. Long marathon. Did not do much for me but I had some fun trying as it did not fold up on me for a change. Still no feeling in my dick and it is obvious I am playing with a shortened ground down pencil in a washtub compared to before implant. Wife said last night it was "o.k.". This morning she said it did little for her because the girth and length I used to have are not there. She went further to say if we do not find a way to get the size back she doubts it will ever do anything for her again. Damn I spoiled that woman good for too many years!
Earlier today I was looking forward to posting that I was scheduling the revision. Fucking downer days.