William8 wrote:(edited for brevity and focus)
But even if I was able to have an agreeable physician, my insurance does not cover "sexual disfunctions." this is why I was interested in the VA route. Thanks again. I'll keep plugging along.
There is a difference between how insurance companies cover "sexual function" vs "restoration of a lost or impaired function".
Every insurance company has an appeals process. Every State in the U.S. has a regulatory agency that oversees insurance companies. Sometimes a lawyer is necessary to get health insurance companies to comply with their own policy language, but not often. Switching insurance companies or getting a more comprehensive policy will take a year in most cases, but could be worth it.
Good luck.
